Meraki
Mortgage

Residential Mortgage and Real Estate

With over 18 years of experience, we have assisted hundreds of Californians with residential and commercial mortgages. We take the time to learn about each client and search multiple banks for competitive rates. No matter your situation, we’re ready to match you with the right loan!

Our Services

As an independent broker, we search multiple banks to find you a mortgage at competitive rates. No matter your situation, we’re ready to match you with the right loan.

Residential Mortgages

Jumbo, Conventional, FHA, USDA & VA Mortgages. Self-Employed & Down Payment Assistance Programs.

Refinancing

Want to find a better rate or draw equity from your home? I have extensive experience with refinancing.

Commercial Loans

We can help finance your commercial project with mortgages from top banks at competitive rates.

Buy or Sell a Home

Visit my real estate site for information on how we can help find your dream home or list your residential or commercial property.

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Positive Reviews
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Happy Clients
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Mortgage Applications
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Years of Experience

Jocelyn DeGuzman

I’m Jocelyn DeGuzman and I want to partner with you to buy, sell or finance your property. I put myself in your shoes to help you find a home or loan that fits your unique needs.

Why Choose Meraki

I approach each client with soul, creativity and empathy.

Experienced Bay Area Native

With over 17 years of experience, I have assisted hundreds of clients with buying, selling and financing their properties. I am a Bay Area Native who approaches my work with sole, creativity and empathy.

Your One-Stop-Shop

You don't need to play phone tag with an agent and broker. I am both a Real Estate Agent and an independent Mortgage Broker. Whether you need to buy, sell, finance or re-finance, I am here to help.

Step-By-Step Guidance

I take the time to learn about each client and provide personalized, step-by-step guidance throughout the process.. Scroll down to see what my clients have to say.

Ready to apply?

Get started with my online application.

What Our Clients Say

See what past clients have to say.

5/5
Jocelyn is a first-class home loan consultant. Recently, Jocelyn helped me purchase a duplex and guided me through the process effortlessly. She's solid with her numbers, follow-through and realistic with timelines - not to mention she got me an incredible rate.
5/5
Jocelyn was attentive, professional and fully present throughout the process. I was impressed by the way she walked me through each step, making sure I understood what was going on. Every little question I had, no matter how small or quick it was to answer, she took time to listen.
5/5
Jocelyn is a miracle worker. As both my Buyer's Agent and my Loan Broker, she makes sure she gets the best for her clients. She knew that about my financial situation and... what property made sense for me and my family. She... pointed out things to me and my wife that we'd never have thought of.

More Reviews:

  • Zillow
5/5
  • Realtor.com
5/5
4.7/5

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